Crimes connected with credit cards:

1. Using of a stolen or lost card.
This crime is at the moment the most popular card crime. The fiefs Don't do any change on the card. They are just using it as an owner. They learn how to make an owner signature and sign the receipts. They use a cash machine only if a PIN code is written on the card or in the wallet.
2. Fake cards
This crime is more Ann more popular in Europe and Poland. The most known arts of that are:
Fake cards - a card made from an original, with original dates or some fakes.
Remake of a card - they change the data on the original cards.
Full fake - method of a white plastic- a kind of crime described before. On the white plastic card are put information of any card we want
Electronic fake - We use original card buy with changed magnetic part. If the salesperson will look at the data's on the card and on the receipt, than he will know that the card is fake, the data's will not be the same
3. Using of undelivered cards.
The risk is high if the owner doesn't get the card.
4. An original card for fake people
The thieves come to the bank to get the card by giving fake data's and ID documents. They are making a lot of shopping in a short time.
5. Illegal using of a card number.
The thieves using the no. of a credit card to buy things via internet without owner's permission. They have it from the receipts, bank statements. Other crimes connected with this are: carding, phishing, pharming. Legal owner o fan account will find it out after studying of a bank statement.
6. Skimming - cloning of magnetic part of a card
The thieves are doing it with special equipment. They need just our card for a second. The are copying the information from our card and put it to another.
7. Cash machines manipulations.
A thieve has to have a card with a PIN code, or install some equipment to clone the magnetic part of the card and PIN code.

Rules of safe using of a credit card:

1) By choosing a card read terms of using.
2) Especially look at the terms of a card stipulating
3) if you have a choice, choose the card with a chip
4) don't carry all your cards in one place.
5) Don't write your PIN code. Don't tell it anyone.
6) By using a cash machine Don't let others see what PIN code you are using. Look if there are not strange things to clone your card.
7) Don't let anyone take your card from your sight. Always look at your card when someone lese is holding it.
8) If someone will steal your card inform your bank immediately and police. The faster will you do it, the less money will you lose.
9) Keep all your receipts, before you will throw it away you have to damage it.
10) Be careful by using your card via Internet.
11) If someone will use your card no. via internet call your bank and police immediately.

REMEMBER
the card is the ownership of a bank. The only person who can use it is the person which name and signature is on it,